Commerce Bank is offering CO, IL, KS, MO, & OK residents a chance to earn a $400 bonus when opening a checking & money market account and meeting certain requirements. Below is all the information and details you need to earn your Commerce Bank $400 Checking & Money Market Bonus!
• New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment. • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card. • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM . • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you. • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Commerce Bank $400 Checking & Money Market Bonus Summary
To earn your Commerce Bank $400 Checking & Money Market Bonus, simply open a new checking & money money account and meet the specified requirements.
- Bonus Offer: Commerce Bank $400 Checking & Money Market Bonus
- Availability: CO, IL, KS, MO, OK (Bank Locator)
- Expiration: 04/26/2018
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Opening Deposit Requirement: $100 checking; $0 myRewards MMA; $1K Premium MMA
- Direct Deposit Requirement: Yes
- Monthly Service Fee: $6, $10, $20; see below on how to waive the fees
- Early Termination Fees: None listed
- Promo Code(s): None
Application Link
Commerce Bank $400 Checking & Money Market Bonus: If you are eligible for this bonus offer, apply today!
Bonus Requirements
To receive the $300 and $100 incentives, you must have at least two direct deposits of $300 or more each electronically deposited into the checking account from an employer or outside agency within 90 days of opening. Making 10 purchases with your debit card within the first 90 days of the account opening will also earn the incentives. Your CommerceRelationship Checking and Premium Money Market Account or CommerceOptionsSM Premium Money Market Account must be opened by February 28 2018, and must be in good standing 90 days after opening. Both incentives will be credited to your CommerceRelationship Checking Checking account 8-10 weeks after February 28, 2018.
Note: Minimum balance requirement of $10,000 in the Money Market Account to receive the $100 incentive.
Avoid Monthly Fees
- CommerceRelationship Checking Account: $20 monthly fee waived with;
- $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, and CD
- myRewards Money Market Account: $6 monthly fee waived with;
- $500 daily balance OR $1,000 average daily balance for the monthly cycle each month OR at least one monthly electronic deposit, including Online Banking transfers, of $25 or more
- Premium Money Market Account: $10 monthly fee waived with;
- $5,000 average daily balance
Author’s Verdict
This Commerce Bank $400 Checking & Money Market Bonus is pretty easy to earn if you ask me. Reported as a soft pull so this should no affect your credit history. Do keep in mind the monthly fee waivers prior to applying to retain the full bonus amount. If you happen to know any info regarding the early account closure fee, please let us know! Let us know in the comment section below on your thoughts and experience with this bank! Be sure to check back on BankDealGuy for more bank deals!

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