Available nationwide, CIT Bank is offering you a 1.35% APY on your funds when you open a new Premier High Yield Savings Account with as low as $100. CIT bank offers 22x higher than the national average so start saving today! Below is all the information and details you need to open your CIT Bank Premier High Yield Savings Account!
CIT Bank Premier High Yield Savings Account Summary
To earn your 1.35% APY on your funds, simply open a new Premier High Yield Savings Account.
- Bonus Offer: 1.35% APY
- Availability: Nationwide (Bank Locator)
- Expiration: None
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown. Please let us know!
- Opening Deposit Requirement: $100
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None
- Promo Code(s): None
Application Link
CIT Bank Premier High Yield Savings Account: If you are eligible for this bonus offer, visit your nearest CIT Bank or OneWest branch or go online to open a new Premier High Yield Savings Account!
If you are interested in more CIT Bank Deals, Bonuses, and Promotions, see our compiled list of CIT Bank Deals here.
CIT Bank Premier High Yield Savings Account Features
- $100 Minimum Opening Deposit
- No Fees to Open or Maintain
- Daily Compounding Interest
- 24/7 Secure Online Banking
- US-based Customer Service
- FDIC Insured
Account Rates
Account Balance Tiers | Total Balance APY |
$0 – $100,000 | 1.35% APY |
$100,000.01 and more | 1.30% APY |
*Interest will be paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance.
Application Link
CIT Bank Premier High Yield Savings Account: If you’re interested in this account, sign up today!
For our compiled list of CIT Bank Deals, Bonuses, and Promotions, see our full list here.
How Do I Open My Premier High Yield Savings Account?
Start off by visiting this link CIT Bank Premier High Yield Savings Account and follow the easy steps to complete your application. Have the following information handy:
- Social Security number
- Driver’s license or other valid state identification
- A check or your bank routing and account numbers from the account you’ll be using to fund your new CIT Bank Premier High Yield Savings Account
- Names and personal details (Social Security number, valid ID) of any joint account holders and/or designated beneficiaries
Frequently Asked Questions (FAQs)
- I noticed that the APY will be lower if my balance exceeds $100,000. How can I ensure I get and maintain the top APY offered on my Premier High Yield Savings Account?
- The Premier High Yield Savings account features exceptional interest rates, and our top APY is reserved for savers with balances no greater than $100,000. Once the balance rises above $100,000, the APY will decline. To get and maintain the top APY offered (currently 1.35%), keep your balance (and this includes deposits AND interest) below $100,000. If your balance exceeds $100,000 your APY will decline to 1.30%, based on current rates. The Premier High Yield Savings Account is a variable rate account and the interest rates may change without notice.
- What can I do to set an alert on my account to notify me of my balance level?
- After you open an account, you’ll receive an email with simple instructions on how to create an alert that will notify you when your balance reaches a set level. It’s fast and easy to set up.
Bonus Requirements
In order to earn the 1.35% APY Rate on balances up to $100K, simply open a Premier High Yield Savings Account from CIT Bank with an initial deposit of $100. It’s just that simple! Any balance over $100K will earn 1.30% APY.
Avoid Monthly Fees
- CIT Bank Premier High Yield Savings Account: No monthly fees
Author’s Verdict
This CIT Bank Premier High Yield Savings Account is a great savings account with a great return rate. Most local banks will over you a tiny return such as 0.01%, so take advantage of this offer! If you do not have the necessary funds to obtain the maximum bonus, no worries! You will still receive the 1.30s% APY rate and have a chance at the other bonuses associated with the spring savings account. Be sure to check back on BankDealGuy for more bank deals!
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