Chase Secure Banking^SM Account $175 Bonus

For new Chase checking customers, Chase Bank is offering $175 bonus when you simply sign up for a Chase Secure Banking^SM account and complete any qualifying activities.

Update 10/12/26: The offer has been improved to $175 (up from $125) and extended through 1/27/27.

Chase Secure Banking Account $175 Bonus Summary

• What you’ll get: $175 bonus
• Availability: Nationwide
• Account Type: Chase Secure Banking^SM
• Credit Inquiry: Soft Pull
• Credit Funding: Can fund up to $50 with a debit card online
• Monthly Service Fee: $4.95 Monthly Service Fee or $0 when you have one of the following during each monthly statement period: Option #1: $250+ in qualifying electronic deposits; OR, Option #2: an account owner who is age 17-24.
• Early Termination Fees: Must keep account open for at least 6 months, otherwise Chase will deduct the bonus from the account at closing.

(Expires 01/27/2027)

Chase Secure Banking Account Summary

• Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking^SM account with qualifying transactions. Open online or at any Chase branch.
• $0 Monthly Service Fee for customers ages 17-24.
• A great checking account for students to help make the most of college.
• Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app.
• Pay bills, cash checks and send or receive money fast with Zelle® with a Chase Secure Banking^SM account.
• Start banking with confidence – no minimum deposit to open an account and no overdraft fees.
• Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking^SM we’ll reimburse you for charges you didn’t make.
• Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking^SM customers.
• JPMorgan Chase Bank, N.A. Member FDIC.

How To Earn Bonus

• Open a new Chase Secure Banking account online or enter your email address to get your coupon and bring it to a Chase branch to open an account.
• Complete 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include:
  • Debit card purchases
  • Zelle®
  • ACH credits
  • Chase QuickDeposit^SM
  • Online bill payments
• Your checking account bonus will appear in your account within 15 days after completing the qualifying transactions.

Author’s Verdict

The Chase Secure Banking account is a great checking account for any new Chase customers.

The bonus is an amazing incentive, and requirements for the bonus are very easy!

Find more banking promotions from Chase Bank and the full list of bank bonuses.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.