If you’re a small business owner on the search for a new checking account, definitely consider the Capital One Spark Business Checking Account as it is one of the best free business checking account options available. Below is all the details you need regarding the Capital One Spark Business Checking Account!
With the Capital One® Spark® Cash Select for Business:
• Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
• Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
• Save on interest with 0% intro APR on purchases for 9 months; 15.24%-23.24% variable APR after that
• No annual fee
• Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
• Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
• Get employee cards at no additional cost, and earn rewards from their business spend
Table of Contents
Capital One Spark Business Checking Account Summary
Open a new Capital One Spark Business Checking Account if you’re looking for one of the best free business checking account options available.
- Availability: Nationwide (ATM Locator)
- Expiration: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: None
- Opening Deposit Requirement: No requirement. Any amount.
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: None listed
- Promo Code(s): None
- Terms & Conditions
Capital One Spark Business Checking Account: Sign up today if you’re on the search for a new checking account!
If you are interested in more Capital One 360 Bank Deals, Bonuses, and Promotions, see our compiled list of Capital One 360 Bank Deals here.
Capital One Spark Business Checking Account Features
Don’t let anything hold your business back. Choose digital banking designed to give you 24-hour flexibility and control.
- No monthly transaction limits
- No monthly account service fees
- Mobile deposits available next day
- No minimum balance required
- 40,000 fee-free ATMs nationwide
- Free online invoicing
- Free online bill pay
- Spark Business mobile banking app
Avoid Monthly Fees
Capital One Spark Business Checking Account: There are no monthly fees
Capital One Mobile App
- Own your time and money. Quickly access your business bank accounts, pay bills, send electronic invoices and make deposits—all from your mobile phone or tablet. All your banking, in your pocket or purse.
- Download the Capital One App today via iOS or Android.
Your Business. Capital One’s Top Priority.
Capital One ranked “Highest in Customer Satisfaction with Small Business Banking in the Northeast Region” in J.D. Power’s 2016 Small Business Banking Satisfaction Study.
Signing up for this Capital One Spark Business Checking Account is a smart idea if you’re a small business owner looking for one of the best FREE business checking account options out there. With this account, you won’t have to worry about monthly service fees, excess transaction fees, or cash handling fees. The only con here is that you won’t be able service this digital Spark Business Checking account in-branch, but you’ll still have access to the 2,000 Capital One ATMs and 38,000 Allpoint ATMs nationwide for withdrawals, which will be fee-free. All in all, Capital One’s customer service is phenomenal coming from a Capital One consumer. Be sure to check back on BankDealGuy for more bank deals!