With the Capital One Platinum Secured Credit Card, this is a great card for those with bad or limited credit levels. With this card, it has all the credit building benefits with responsible card use AND it comes with no annual fee! On top of that, you can be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed! To find out if this card’s features will benefit you, continue to read below.
Capital One Platinum Secured Summary
 With the Capital One Platinum Secured: Unlike a prepaid card, this card will help you build credit when used responsibly, with regular reporting to the 3 major credit bureaus. You'll get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness; and be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app This card comes with no annual fee, and all the credit building benefits with responsible card use. |
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Author’s Verdict
This card comes with no bonus, however, with the Capital One Platinum Secured, you can use it to build your credit! This card is great for those with bad or limited credit. On top of that, you will have no annual fees to worry about!
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