American First Credit Union Money Market Deposit Account: $500 Bonus + 4.30% APY (Nationwide)

A money market account is a combination of the best of savings and checking accounts. If you are interested in opening a new money market account that’s available nationwide, the American First Credit Union Money Market Deposit Account is a great option. This account is currently offering 4.30% APY.

Update 4/24/25:

• For a limited time only, you can earn up to a $500 bonus. The more you deposit, the more you can earn: $75 for deposits totaling $10,000, $250 for deposits totaling $25,000; or $500 for deposits totaling $50,000 or more within 14 days of your first deposit. Offer ends June 30, 2025 with code BOOST at sign-up..

Terms:

• Up to $500 bonus: New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, and $500 for depositing $50,000 or more. To qualify for the bonus, your first deposit must be initiated by June 30, 2025, by 11:59 PM ET, and the promo code BOOST must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.

American First Credit Union Money Market Deposit Account

Here is your opportunity to earn a competitive rate on your funds. Simply, open a new account and start earning interest today!

• Account Type: Money Market Deposit
• Rate Offer: 4.30% APY Rate
• Availability: Nationwide
• Minimum Balance: $1
• Maximum Balance: None
• Credit Inquiry: Hard Pull or Soft Pull? Let us know
• Credit Funding: Unknown
• Monthly Fee: None 
  
• Early Termination Fee: None listed, check with CSR

(FDIC Insured)

Account Rates

American First Credit Union Account Benefits

• Federally insured by NCUA. No fees. $1 minimum to open.
• 24/7 online access to funds.
• Security: Funds deposited into any of the products accessible are held by federally insured institutions. We use a host of cybersecurity measures to protect your funds and sensitive information.
• Choice: Savings products from our network of financial institutions offer flexible terms and some of the most competitive interest rates. You can easily find the right product or mix of products for you.
• Convenience: One account to hold all your deposit products. Simplified statements. Easy access to manage your funds – all through a streamlined digital platform.
• Service: A supportive, accessible, responsive customer service team based in New York, NY.
• Access: Enjoy 24/7 online access to your account and funds.

Author’s Verdict

Check out this offer from American First Credit Union and open a Money Market Deposit account with an amazing rate! Take advantage of the services they have to offer along with these savings. Let us know about your experience with this bank and comment below.

In addition to the current rate from American First Credit Union, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, CIT Bank.

Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!