First State Bank is offering Indiana residents a chance to earn up to 2.53% APY on balances up to $10,000. Below is all the details you need to earn 2.53% APY on your funds when opening a First State Bank Main Street Rewards Checking Account.
First State Bank Main Street Rewards Checking Account Summary
- Interest Rate: 2.53% APY
- Maximum Balance: $10,000
- Availability: IN (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard Pull or Soft pull? Let us know
- Credit Card Funding: Unknown. Let us know
- Opening Deposit: $50
- Direct Deposit Requirement: Optional
- Monthly Fee: $5.49 waived with enrollment in eStatements
- ATM Refunds: $15.00 of ATM Fees and a $0.10 rebate for each signature based VISA Debit Card transaction completed for each statement cycle
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- High rate of interest with qualifying debit card transactions
- No minimum balance to earn interest
- A $0.10 rebate for each signature based debit card transaction
- Refunded ATM fees
- No monthly service charge with E-Statements
- 20 Free Starter Checks
- Free Online Banking
- Free Bill Pay
- Free ATM/ Visa® Check Card
- Free 24 Hour Hometown Phone Connection
- Free First State Bank ATM Transactions
- Bounce Protection available – Limit $750 on qualifying accounts. Ask a representative for details.
Application Link
First State Bank Main Street Rewards Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 2.53% APY:
- Sign up for the First State Bank Main Street Rewards Checking Account to earn 2.53% APY on balances up to $10,000. In addition, meet the following requirements every month:
- Complete at least 45 VISA Debit Card transactions
- Have a monthly direct deposit or automated clearing house (“ACH”) credit
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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