Now here’s a checking account that I’ve been hoping for! Traditional checking accounts are far from perfect, but with the Radius Bank Hybrid Checking Account, it combines the features of a free checking account and the ability to earn interest on your funds! With only $10 needed to open the account, you can earn up to 0.90% APY on the portion of balances $2,500 & up! Below is all the information you need to earn 0.90% APY on your funds when you open a Radius Bank Hybrid Checking Account.

Radius Bank Hybrid Checking Account Summary

Here is your opportunity to open a new Radius Bank Hybrid Checking Account and earn up to 0.90% APY on portions of the funds $2,500 and up! Make the switch from your bank and mortar checking account that’s earning no interest (or very little near to none) and open a new account with Radius Bank. Best part? All it takes is $10 to open the account.

• Bonus Offer: Earn Up To 0.90% APY
• Availability: Nationwide, but physical branches located in Boston, MA (Branch Locator)
• Expiration: None
• Credit Inquiry: Soft Pull
• Credit Funding: Unknown. Let us know!
• Opening Deposit Requirement: $10
• Direct Deposit Requirement: No
• Monthly Service Fee: None
• Early Termination Fees: None listed.
• Promo Code(s): None

Radius Bank Hybrid Checking Account Application Link

Radius Bank Hybrid Checking Account: If you currently have a checking and savings account at your local bank, definitely consider making the switch by opening a new Radius Bank Hybrid Checking Account. Forget the hassle of the constant transfer between your checking and savings accounts. This checking account alone can earn you up to 0.90% APY.

Radius Bank Hybrid Checking Account Rates

Radius Bank Hybrid Checking Account Benefits

Banking with Radius Bank is built around YOU. Radius Bank provides products and services that give you the convenience and flexibility to bank anywhere, at any time. And, because you can do your banking online instead of in a branch, Radius is able to offer some of the best checking and savings account rates in the country!

• Earn up to 0.90% APY on the portion of balances $2,500 & up
• Get a free high-interest checking account with free ATMs worldwide
• Use any ATM — you’re covered
• Receive unlimited rebates for ATM fees other banks charge you.
• No monthly maintenance or service fees
• No minimum balance requirement after $10.00 minimum to open your account

You’re mobile — your bank should be too!

• Deposit checks, pay bills, and monitor your activity with the Radius Mobile app.
• Send money to anyone instantly with Radius Pay a Friend.
• Use your Radius Debit Card with Apple PayTM, Samsung Pay, & Android PayTM

Radius Bank Hybrid Checking Account Requirements

Simply open a new Radius Bank Hybrid Checking Account with a $10 opening deposit and you’re good to go! Earn up to 0.90% APY on the portion of balances $2,500 & up! Here’s what you’ll need to open a new account:

• A $10 opening deposit: Fund via debit card, credit card or transfer from an existing checking or savings account
• Your U.S. government-issued photo ID (e.g. Driver’s License, Passport, State ID)
• Your Social Security Number or Individual Tax Identification Number

Avoid Monthly Fees

• Radius Bank Hybrid Checking Account: There are no monthly fees.

Author’s Verdict

Now this is the type of checking account I’m looking for! It’s quite the hassle to constantly transfer funds from your savings to checking or checking to savings, but with the Radius Bank Hybrid Checking Account, you have no need to anymore! With one of the best rates you can earn for a checking account, you cannot go wrong! If you currently have a checking & savings account at your local bank, more than likely you’re only earning 0.01% APY on your funds. If you’d like to earn up to 0.90% APY on your funds with an account that you can consider BOTH a checking & savings account combined, make the switch today! Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank deals and/or for more bank rates!