Looking for a checking account that has more? Get more with a High Interest Checking Account. The Huntington Bank 25 Checking Account offers higher interest payouts and unlimited non-Huntington ATM withdrawals1. Plus, you can qualify for a 10% Voice Credit Card®rewards boost2. Banking with Huntington Bank gives you access to over 700 branches and 1,400 ATMs across the following states: IN, KY, MI, OH, PA, WV.
Editor’s Note: Banking with Huntington Bank is a smart choice if you’re living in the eligible states. See our individual reviews for our recommended checking accounts below with a variety of sign-up bonuses.
If the Huntington Bank 25 Checking Account does not interest you, check out various checking accounts with bonus offers below and see our full review for each account.
- Huntington Bank $500 Fast Track Checking Bonus
- Huntington Bank $300 Community Checking Bonus
- Huntington Bank $200 H5 Checking Bonus
- Huntington Bank $150 Asterisk-Free Checking Bonus
Huntington Bank 25 Checking Account Benefits
- 0.25% APY: Applies to all balance tiers. Rates are variable and may change; fees may reduce earnings. Rates are current as of today’s date.
- 0.15% Account Relationship Bonus: Get a rate bump on your mma or savings when you open your checking and link your mma/savings.3
- 10% Credit Card Rewards Bonus 2
High Interest Checking Account Features
With the Huntington Bank 25 Checking Account, you can expect the following:
- Free Checks
- Receive free check orders with your Huntington 25 Checking Account.
- ATM Withdrawal Rebates
- Huntington Bank will waive all non-Huntington ATM cash withdrawal fees at any ATM and reimburse you for withdrawal fees charged by another ATM owner.1
- Link Money Market Account (MMA)
- Link a Relationship MMA to your Huntington 25 Checking and there are no monthly maintenance fees.4
- Avoid The Monthly Maintenance Fee
- $25 or $0 if you have $25,000 in Total Relationship Balances5.
Huntington Bank 25 Checking Account Features
- Access To Over 700 Branches & 1,400 ATMs
- Access To Over 700 Branches & 1,400 ATMs. No matter how you choose to connect with your money, Huntington Bank gives you options.
- 24-Hour Grace Overdraft Fee Relief
- If you accidentally overdraw your account, Huntington Bank give you more time the next business day to make it right.
- Free Overdraft Protection Transfers From Savings/MMA
- If you overdraw your checking account, Huntington Bank will move money to cover the amount. Some limitations apply6
- All Day Deposit For ATM And Mobile
- Huntington Bank’s deposit day on ATMs and our Mobile App ends at midnight, so you don’t have to rush to beat an early cut-off time.
- Mortgage Closing Cost Discount
- Huntington checking customers get a $250 discount on mortgage closing costs.
- Free Online Bill Pay
- When you log in to Huntington.com, you can check balances, transfer money and pay bills. Keep track of your spending with our free Online Bill Pay.
- Free Mobile Banking
- Stay constantly updated with secure transactions on our banking app. Mobile checking, check your balance, transfer funds and deposit checks.
- Free Alerts
- Huntington Bank’s free, automated text and email Account Alerts can provide you with daily updates on your money. (Carrier’s message and data rates may apply.)
Important Info Regarding In-Text Citation
See below for important info regarding the Huntington Bank 25 Checking Account.
- 1With Huntington 25 we’ll waive all & with Huntington 5 your first 5 non-Huntington ATM cash withdrawal fees per statement cycle at any ATM worldwide. We’ll also reimburse you for withdrawal fees on the same transactions charged by the owner of a non-Huntington ATM. You will be responsible for any additional fees charged by the owner of a non-Huntington ATM as well as any international transaction or other fees charged by the network.
- 2Voice Rewards: There are two options with your Voice Credit Card- a Rewards option, where you can earn points to redeem for cash or merchandise, or a Lower Rate option, with a lower rate than the Rewards option. If you choose the Rewards option and you also open a Huntington 25 or 5 Checking account, you will get a 10% bonus on points earned for Rewards on your Huntington Voice Credit Card. You must maintain your Huntington 5 or 25 Checking account and your Huntington Voice Credit Card to continue to qualify for the 10% Rewards bonus. The 10% bonus is calculated each day by adding together your rewards points earned for each net purchase and multiplying that total by 10%. The 10% bonus in points will be added to your reward point totals and will be reflected on your credit card statement each month. Please review your Rewards terms and conditions for more information, including when you no longer qualify for rewards because your Voice Credit Card is not in good standing.
- 3The Relationship Interest Rate increase for Huntington 5 and Huntington 25 Interest Checking is applied after the current interest rate is changed; the additional interest is 0.10% when linked to a Huntington 5 Checking account and 0.15% for Huntington 25 Checking Account. The Relationship Interest Rate increase for Relationship Savings, also applies at account opening. Using Huntington 25 Interest Checking as an example, when this account is linked to a Relationship Savings or Relationship Money Market account the customer will qualify for an additional 0.15% to be added to the interest rate of the Relationship Savings or Relationship Money Market, after any rate change. For example, if a rate is changed to 0.10%, a Relationship MMA with a linked Huntington 25 account would receive 0.25% APY (0.10% + 0.15% Huntington 25 rate increase). For Relationship Savings the 0.15% increase will be applied at account opening or when the existing savings rate is changed. For the Relationship Money Market the 0.15% increase will be applied to the account after the original rate is changed.
- 4Relationship Money Market Account (MMA): $25 monthly maintenance fee. No fee when MMA account is linked to a checking account with a common owner or average daily balance in MMA is $25,000.00. Relationship Savings Account (Savings): $10 monthly maintenance fee. No fee when Savings account is linked to a checking account with a common owner or average daily balance in Savings is $2,500.00.
- 5Total Relationship Balance You can avoid the monthly checking maintenance fee for any statement period on this checking account when you keep a total relationship balance of at least $25,000 for Huntington 25 & $5,000 for Huntington 5 in a combination of deposits held directly with us or qualified investments made through our affiliate, The Huntington Investment Company. Eligible deposits are this checking account and your personal money market, savings, certificate of deposit (CD), and individual retirement (IRA) accounts. Eligible investments are those in your name which The Huntington Investment Company reports to our deposit system for inclusion in the total relationship balance, and generally include investments (both IRA and non-IRA) held in brokerage accounts and certain direct investments in mutual funds and annuities, as well as retail life insurance products. You must ask us to link eligible accounts for them to be included in the total relationship balance. Eligible accounts you have linked to other checking accounts cannot be linked to this checking account. We figure the total relationship balance each month by adding the qualifying balances, as we determine them, for all of your eligible linked accounts to the average daily balance of this checking account for the monthly statement period.
- 6For overdraft protection, we’ll waive our daily transfer fee if you sign up for our deposit-to-deposit overdraft plan. Regulations limit the number of transfers that can be made on savings and money market accounts.
- Apple®, the Apple logo, iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and other countries.
- Huntington Bank 25 Checking Account®, Voice Credit Card®, 24-Hour Grace® and
® are federally registered service marks of Huntington Bancshares Incorporated. All Day DepositSM is a service mark of Huntington Bancshares Incorporated. The 24-Hour Grace®system and method is patented. U.S. Pat. No. 8,364,581.
Still Have Questions?
If you can’t find what you’re looking for, let Huntington Bank know. They’re ready to help in person, online or on the phone. You can contact them 24 hours a day, 7 days a week. 1-800-480-BANK (2265).
Author’s Verdict
What’s so great about banking with Huntington is that you can apply just at home. It’s like applying in a branch without having to leave home. Definitely a great bank if you live in one of the qualifying states. Huntington Bank is on top of their game with 24/7 customer service, keeping up with the latest payment methods such as Apple Pay, and offering terrific bonuses. Check out and open the Huntington Bank 25 Checking Account if you are interested! If not, you can check out various bonus offers from Huntington Bank in the following the first paragraph of this post! If you’re interested in more info regarding Huntington Bank offers, check out our full listing of Huntington Bank Deals, Offers, Bonuses, and Promotions. Be sure to check back on BankDealGuy for more bank deals!
