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If you’re the person that needs to carry a balance and averse to fees, the Barclaycard Ring® Mastercard® is for you! Enjoy low rates with this card with no annual or foreign transaction fees.
With this card, you can enjoy 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. Below is all the information and details you need on the Barclaycard Ring® Mastercard®!
Barclaycard Ring MasterCard Summary
Barclaycard Ring MasterCard Comparison
Barclaycard Ring® Mastercard® | Citi Simplicity | Chase Slate | |
No annual fee | Yes | Yes | Yes |
Free online access to your FICO® Credit Score | Yes | – | Yes |
No foreign transaction fees | Yes | – | – |
No balance transfer fees | Yes | – | – |
Community where cardmembers vote on features | Yes | – | – |
Giveback that shares community estimated profits | Yes | – | – |
- Join the Barclaycard Ring Community: Where your voice counts
- Share your opinions & ideas and participate in voting on product changes in Barclaycard Ring’s online community
- Learn more about credit health and get a behind-the-scenes look at your card in our Big Print Blog
- Participate in our Giveback™ program where you can nominate and vote on charity partners
Application Link
Barclaycard Ring® Mastercard®: If you are interested in this bonus offer, apply today!
Why Should I Apply?
No Annual fee: There is absolutely no annual fee with the Ring Mastercard.
No Foreign Transaction fees: Most travel cards have a 3 percent foreign transaction fee. However, the Ring Mastercard does not charge foreign-transaction fees which can save you tons of money if you are going on international trips.
Complimentary FICO score: You get a Complimentary FICO score which helps lenders determine your credit worthiness, so it’s important for you to monitor it. Scores range between 300 and 850, and any score over 720 is considered excellent.
Give Back Profit Sharing Program: The Ring Mastercard is partially run by its cardholders. As a cardholder, you are eligible to vote on the card’s policies and see how the program is doing financially.
Low Fees and Interest Rates: The Ring Mastercard offers no annual fees, balance transfer fees, and low interest rates make this card very competitive.
Author’s Verdict
Definitely consider the Barclaycard Ring® Mastercard® if you’re looking for low rates! If you constantly have a balance, this card is the one to go for to save. On top of the low rates, you can save more since there are no annual fees! Let us know about your thoughts and experience with this card in the comment section below! Be sure to check back on BankDealGuy for more best credit card deals! Looking for the best Barclaycard Credit Card for you? See our list of the Best Barclaycard Credit Card Deals.