Take advantage of this Banterra Bank $200 Checking Bonus available to residents living near the East Prairie and Cape Girardeau, Missouri locations only. Simply open up a new checking account and meet the direct deposit requirement! Below is all the information and details you need to earn your Banterra Bank $200 Checking Bonus!
Banterra Bank $200 Checking Bonus Summary
To earn your Banterra Bank $200 Checking Bonus, simply open a new checking account and meet a specified requirements.
- Bonus Offer: Banterra Bank $200 Checking Bonus
- Availability: IL (Bank Locator)
- Expiration: 03/31/2017
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: Unknown, please let us know
- Opening Deposit Requirement: $100 or $1000 minimum
- Direct Deposit Requirement: Yes
- Monthly Service Fee: $5 – $15
- Early Termination Fees: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
- Promo Code(s): None
Banterra Bank $200 Checking Bonus Application Link
Banterra Bank $200 Checking Bonus: If you are eligible for this bonus offer, go online or visit your local branch to apply!
Banterra Bank $200 Checking Bonus Requirements
Visit your nearest Banterra Bank branch to open a new checking account with an initial opening deposit of at least $100 if you’re opening a SmartChoice Checking Account or $1000 if you’re opening the InterestPlus Checking Account. You must have one direct deposit post to your account within 60 days and the bonus is yours!
Avoid Monthly Fees
- Banterra SmartChoice Checking Account: $5 monthly fee (no waivers listed)
- Banterra InterestPlus Checking Account: $15 monthly fee; waived if:
- $5,000 minimum daily balance in this account
- $20,000 combined average daily balance in this account, identified checking, savings, & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance requirement equals the current balance at the beginning of each statement period.
Author’s Verdict
At a quick glance, this Banterra Bank $200 Checking Bonus is a great bonus to earn! The only downside is the SmartChoice Checking Account has no monthly fee waivers so you’ll need to keep the account open for 6 months to earn the full bonus with no penalties. That’s $30 taken away from monthly fees with that account. If you’re able to, go ahead and open the InterestPlus Checking if you’re able to meet the requirements. If not, there’s always other bonuses out there with simpler terms OR you can walk off with a $170 bonus! If you happen to know any info regarding credit card funding or the credit inquiry, please let us know! Let us know in the comment section below on your thooghts and experience with this bank! Be sure to check back on BankDealGuy for more bank deals!