Available nationwide, the Capital One Business Savings account offers 6-month promotional interest rate up to 4.10%.
Editor’s Note: We recommend you checking out the Live Oak Business Savings account earning a highly competitive rate with no restrictions on the duration in which you can earn the rate.
Capital One Business Savings
- Learn More at Capital One
- Account Type: Business Savings
- Rate Offer: 6-month promotional interest rate up to 4.10%
- Availability: Nationwide
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Funding: Unknown
- Minimum Balance: None
- Maximum Balance: $3M
- Opening Deposit: Any
- Monthly Fee: $3 waived with $300 minimum balance
- Early Termination Fee: None listed
(Member FDIC)
Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
U.S. Bank Business Checking ($500 or $900 Bonus) |
Account Rates
Balance Tiers | 6-Month Promotional Rate |
First $10,000 of account balance | 1.00% |
Portion of account balance between $10,000 – $5 million | 4.10% |
Portion of account balance above $5 million | Standard rate |
How To Waive Monthly Fee
There is a $3 monthly service fee waived when you maintain a minimum balance of just $300.
Capital One Business Savings Benefits
- Grow Your Money. Get more from the funds you don’t need day-to-day.
- Guaranteed Rate. Earn a promotional interest rate up to 4.10%, guaranteed for the first 6 months.
- Withdrawals. Make up to 6 free account withdrawals per monthly statement cycle.
- FDIC-insured. Balances in your Business Advantage Savings account are fully insured up to the FDIC’s allowable limits.
- Overdraft Coverage. Link your business checking account to reduce fees and protect your earnings.
- Reduced Costs. Maintain a minimum balance of just $300 and we’ll waive our $3 monthly service fee.
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Author’s Verdict
You can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Be sure to check back on BankDealGuy for more bank rates!
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