Find an updated list of Citizens Bank promotions, bonuses, and offers here.

Currently, you can take advantage of their $400 bonus when you open a Checking Account and meet all the requirements.

Citizens Bank Bank Promotions Summary

Citizens Bank is headquartered in Providence, Rhode Island, and is the largest financial institution in the state. They offer a wide variety of accounts for you to take advantage of. Not only that, the bank boasts an A+ health rating! If you don’t live close to a Citizens Bank, check out this list of nationwide bank bonuses for more fitting offers.

• Bonus link(s):
  • $400 bonus (11/26/2020)
• Account Type: Checking
• Availability: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT (Branch Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: Yes
• Credit Funding: Up to $1,000 for opening an account online.
• Early Termination Fees: Must be open for 6 months or bonus may be revoked.

For more current offers, check out our bank bonuses page. Compare First National Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

I’ll go over First National Bank offers below.

Citizens Bank $400 Checking Bonus

Earn up to a $400 bonus when you open a checking and savings account and meet certain requirements.

• What you’ll get: $400 bonus
• Where it’s available: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, & VT
• How to earn it:
  • To earn  up to 400 bonus in total:
    • Earn first $300 bonus, when you open your first new personal checking account between 08/17/20 to 11/26/20 and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
    • To earn up to $100: Get paid $2 per qualified debit transaction (up to $100) that post and clear your new checking account within 60 days of account opening.
• When it expires: 11/26/2020

(Expires November 26, 2020)

Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as Chase Total Checking ($200 Bonus), HSBC Advanced Checking ($200 Bonus), Huntington Asterisk-Free Checking® ($150 Bonus), Huntington 5 Checking ($200 Bonus) as well as the TD Bank Convenience Checking ($150 Bonus) are all fantastic offers.

As the 13th largest retail bank in the United States, Citizens Bank has been delivering excellent financial services.

Checking Account Bonuses

Citizens Bank offers cash bonuses for new checking customers every so often. These promotions provide fantastic accounts with great services and features.

As an added perk, all Citizens Bank checking accounts offer 24/7 online banking, mobile banking, and mobile deposits.

Special Account Features

All Citizens Bank checking accounts come with these features:

• Mobile Banking: Experience one of the region’s top-rated mobile banking apps for features and innovation! Mobile Banking makes it easier than ever to bank on the go, right from your mobile device.
• Online Banking: Enjoy the easiest, most convenient electronic banking you’ve ever known! With Citizen Bank online banking, you can bank securely anytime and anywhere!
• Digital Payments: Choose your preferred digital payment app and learn how to add your Citizens Bank card to make fast and secure purchases with your mobile device.

What to Open at First National Bank

Keep your eye out on these great Citizens Bank products:

• Checking: You can earn a $400 bonus when you open a new qualifying checking account and complete the requirements.

Citizens Bank Checking Alternatives

Chase Total Checking®HSBC Advance CheckingTD Convenience CheckingHuntington 5 Checking

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

With the TD Convenience CheckingSM Account: • Earn $200 when you receive direct deposits totaling $500 or more within 60 days • Low minimum daily balance of $100 waives the $15 monthly fee. • Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. • Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you • Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service. • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring. • Get a 0.25% discount on TD Bank Home Equity and Personal Loans. Apply Now at TD Bank

How to Avoid Monthly Fees

• One Deposit Checking Account: $9.99 monthly fee waived with one direct deposit per statement
• Platinum Checking Account: $25 fee is waived with $25,000 in combined deposits

Savings Account Offers

• Savings: Check with your CSR
• Money Market: Check with your CSR
• Savings Certificate: Check with your CSR

Citizens Bank Savings Alternatives

Chase Savings^SMDiscover Online SavingsDiscover CDsDiscover Money Market

Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.50% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank.

• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. Apply Now at Discover

• Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.45% APY balances $100,000 and over • Earn 3.40% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs • Get started and open a Discover Money Market Account in 3 easy steps. Apply Now at Discover

Author’s Verdict

Citizens Bank is offering an attractive bonus with their Checking and Savings Account. Through this account, you will gain access to the best features and benefits the bank has to offer. Additionally, it’s great to know that the account triggers a soft pull, which will not harm your credit.

Feel free to comment on this post with any questions you may have about Citizens Bank, their accounts they offer, or Citizens Bank coupon codes.

Check back often for more Citizens Bank Bonuses, Promotions, or Offers!

Huntington Bank Bonuses & Promotions: $400, $1,000 Checking Offers 2025

CIT Bank Promotions: Up to 4.00% Platinum Savings, Savings Connect, CD Rates, $750 Bonus

HSBC Bank Promotions: Up to $3000 Checking Bonus (Nationwide)

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