If you’re looking for new savings account available in New Jersey, Spencer Savings Bank E-Money Market + Platinum Checking account is offering you 1.25% APY on your funds.
Below is all the information you need to earn 1.25% APY Rate on your funds when you open a Spencer Savings Bank E-Money Market + Platinum Checking Account.
In addition to the current rate from Spencer Savings Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA or CIT Bank.
Spencer Savings Bank E-Money Market + Platinum Checking
Here is your opportunity to earn an interest rate of 1.25% APY on your funds. Open a new account and start earning interest and get started today!
- Rate Offer: 1.25% APY Rate
- Availability: NJ (Branch Locator)
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Minimum Balance: $5k
- Maximum Balance: None
- Monthly Fee: If the balance should fall below $5k any time during the statement cycle, the APY will be 0.35% and a $15 service fee will be incurred.
- Early Termination Fee: None listed
Spencer Savings Bank E-Money Market + Platinum Checking Account: If this account appeals to you and you qualify, apply today!
Savings rate can change quite often. With that said, you can take advantage of the best nationwide savings rates here as well as the best savings account bonuses. I would recommend the UFB Direct High Yield Savings and the CIT Bank Savings Builder accounts as they offer exceptional industry leading rates available nationwide. The Chase SavingsSM account has a nice sign-up bonus.
|Chase SavingsSM||$150 Cash||Review|
|CIT Bank Money Market||1.00% APY||Review|
|CIT Bank Savings Builder||0.95% APY||Review|
|American Express High Yield Savings||1.00% APY||Review|
|Discover® Online Savings Account||0.95% APY||Review|
|UFB High Yield Savings||0.40% APY||Review|
Editor’s Note: If you don’t want to take advantage of the Platinum Checking Account, you’d get a 1.10% APY rate instead.
Spencer Savings Bank Account Benefits
- Online Banking
- Tiered Interest Rates Based on Account Balance of $10,000 or more
- Monthly eStatements
- Free Bill Pay
- Free ATM/VISA® Check Card
- Safe Deposit Box Discount (25%)
- Tiered Interest Rates Based on Account Balance
If you open both these accounts, you will be able to receive a higher rate. However, if you just want to open the E-Money Market Account, you will still earn a generous rate of 1.10%. Make sure that you maintain the minimum balance or else your rate will be lower and you will be charged a fee.
If you happen to know whether this account incurs a hard/soft pull, please let us know. Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank rates!
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