Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
Update 4/18/24: U.S. Bank has updated their offer to an up to $700 bonus when opening a new U.S. Bank Smartly® Checking account and a Standard Savings account and completing the qualifying activities.
If you’re looking to open a new checking account, U.S. Bank offers an account that will suit your needs.
U.S. Bank Smartly® Checking Bonus
- What you’ll get: Up to $700 bonus
- Account Type:
- U.S. Bank Smartly® Checking Account
- Standard Savings
- Availability: Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
U.S. Bank Smartly® Checking Features
Get a checking account that empowers you to Bank Smartly®. Put U.S. Bank’s new checking product to work for you with:
- No ATM transaction fees at U.S. Bank ATMs and no surcharge fees at MoneyPass® Network ATMs
- Send money with Zelle®
- Manage cash easily with automated budgeting in a #1 rated mobile
- No fee overdraft protection transfers from a linked deposit account, $50 overdrawn Available Balance safety threshold and Overdraft Fee Forgiven program
- Access to Smart Rewards® to reap additional benefits
(Expires 06/27/2024)
How To Earn Bonus
To earn the bonus:
- Earn up to $500 with a new Bank Smartly Checking account.
- Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500
- Earn up to $200 with a new Standard Savings account.
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024
- Maintain that balance until October 31, 2024
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
How to Avoid Monthly Fees
- U.S. Bank Smartly® checking account: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards® tiers (Primary, Plus, Premium or Pinnacle)
Author’s Verdict
Looking to open a checking account for your business? See our review on business checking accounts from U.S. Bank.
If you are interested in more bonuses, check our list of the latest U.S. Bank Promotions and our full list of bank bonuses.
Member FDIC.