Unfortunately, the Wells Fargo Propel 365 American Express Card is no longer offered online, but you can still get the card and its bonus by going to a physical branch or calling for it over the phone. The bonus on this card is 40,000 bonus points after you spend $3,000 in the first three months of account opening. Additionally, you will receive an annual relationship bonus on non-bonus rewards points, just for having a Wells Fargo checking or savings account or Portfolio by Wells Fargo product suite. Continue reading to learn about these benefits.
0% APR Balance Transfer Categories
For this category, you will have a 0% Intro APR for 12 months on purchases and on balance transfers. After that, your APR will be 14.74% to 22.74%, based on your creditworthiness. This APR will vary with the market based on the U.S. Prime Rate. Also, the balance transfer fee is 3% of the amount transferred, $5 minimum.
Being able to have 12 months with no interest will greatly help some of those who are struggling with payments. With all the great benefits this card also has to offer, this card should definitely be looked into!
Editor’s Note: For more credit cards that offer 0% APR on balance transfers, see our list of the Best 0% APR Balance Transfer Credit Cards.
Table of Contents
Wells Fargo Propel 365 American Express Card Features
- Earn 40,000 bonus points after you spend $3,000 in the first three months of account opening
- Annual bonus of 10%, 25%, or 50% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo checking or savings account or Portfolio by Wells Fargo
- 3x Points at U.S. gas stations
- 2x Points at U.S. restaurants
- 1x Point on virtually all other purchases
- Access to exclusive American Express offers and unique travel experiences
- Up to $100 off qualifying air + hotel packages at destinations worldwide
- Cash redemption
- Redemption options currently as low as 2,500 points for a $25 gift card
- Complimentary 24/7 concierge service
- Travel protections
- No foreign transaction fees
- $0 for the first year, then an annual fee of $45 thereafter
For this offer, you are eligible to earn bonus points when you make $3,000 in purchases within three months from account opening. If you meet this requirement, you will receive 40,000 bonus points.
As a way to say thank you for your business, Wells Fargo gives you additional ways to earn rewards points through the relationship bonus. These are earned monthly. The following will explain the relationship bonuses:
If you maintain a qualifying Wells Fargo checking or savings account, you will receive a relationship bonus of 10% more points. On an annual qualifying spend of $25,000, you will earn 2,500 points in relationship bonus.
If you maintain a qualifying Portfolio by Wells Fargo, you will receive a relationship bonus of 25% more points. On an annual qualifying spend of $25,000, you will earn 6,250 points in relationship bonus.
If you maintain $250,000 or more in qualifying relationship balances or are a Private Bank client with a Portfolio by Wells Fargo Private Bank program, you will receive a relationship bonus of 50% more points. On an annual qualifying spend of $25,000, you will earn 12,500 points in relationship bonus.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
Even though this card is no longer offered online, it does not mean that you can no longer sign up for it. This card is definitely still worth signing up for, so call in or visit a local branch today to get your card.
Wells Fargo does not always offer rewards cards, so with this is card, it can be seen as quite interesting and appealing — especially for those who are already loyal Wells Fargo cardholders.
It is one of the few banks that offers a relationship bonus. If you have an account with Wells Fargo, in addition to this particular card, such as an checking or savings account, then you will potentially earn 10%, 25%, or 50% bonus in addition to your yearly earned points. However, this all varies depending on the type of account you have and such. Please look back to the bonus offer section as reference for more information about this.
You’ll be able to maximize your amount of points if you do a lot of driving and dining out. You can also easily and quickly start to redeem your points and start receiving rewards. For example, only 2,500 points is needed to obtain a $25 gift card. Additionally, as a cardholder, you eligible for travel features such as earning up to $100 for one airline benefit each year. This benefit can be applied to your air travel purchases or baggage fees.
Overall, this card is most beneficial if you’re already a Wells Fargo customer and your spending aligns with the bonus offer.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy for more credit card bonuses.