Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Quontic Bank | Up to 5.30% APY | Review |
CIT Bank Bank | Up to 5.00% APY | Review |
Discover® Bank | Up to 4.70% APY | Review |
CIT Bank 11-Month No Penalty CD | 4.90% APY | Review |
Editor’s Note: For a full, extensive list of all available CD rates, see our posts on the Best CD Rates, Deals, & Promotions.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Top 6 or 9-Month CD Rates
- Top 1-Year CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
- Top 5-Year CD Rates
Disclaimer: These rates change often, so BankDealGuy cannot guarantee complete accuracy regarding current rates. We’ll keep the rates as up-to-date as possible.
Top 18-Month CD Rates – Nationwide
Bank | APY | Min | Max | Account Name |
---|---|---|---|---|
Seattle Bank | 5.80% | $1K | --- | 18-Month CD |
All In Credit Union | 5.75% | $100K | --- | 18-Month Jumbo CD |
USALLIANCE Financial | 5.75% | $500 | --- | 18-Month Certificate Special |
Skyla Credit Union | 5.70% | $50K | --- | 18-Month Jumbo Senior CD |
Luana Savings Bank | 5.68% | $5K | --- | 17-Month CD Special |
My eBanc | 5.68% | $100K | --- | 18-Month Jumbo Online Time Deposit |
Finworth | 5.65% | $50K | --- | 18-Month CD |
Credit Human FCU | 5.60% | $1K | --- | 17-Month CD |
Veridian Credit Union | 5.60% | $100K | --- | 15-Month Jumbo CD |
Hyperion Bank | 5.50% | $500 | --- | 19-Month CD Special |
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