Find all the latest PNC Bank promotions, bonuses, and offers here.
Currently, you will find PNC Bank Checking, Savings offers from $100, $200, $400, $500 offer bonus promotions.
PNC Bank Review
PNC Bank has been helping their clients meet their financial goals for more than 160 years. They have a longstanding history of serving their customers, communities, and shareholders and have spread to over 20 states and 2,700 bank locations.
PNC Bank Up to $400 Virtual Wallet® Checking Bonus
- Direct Link to Offer
- What you’ll get: Up to $400 bonus
- Availability: Nationwide (Bank Locator)
- Direct deposit requirement: Yes
- Credit Inquiry: Soft Pull
- Monthly fees: $15 or $25, waivable
- Early termination fee: $25 if closed within six months
- How to earn it:
- Earn up to $400 when you open and set up a direct deposit to a new PNC Virtual Wallet®
- Virtual Wallet: Earn $100 when you establish total qualifying direct deposits of $500 or more to the new Virtual Wallet
- Virtual Wallet with Performance Spend: Earn $200 when you establish total qualifying direct deposits of $2,000 or more to the new Virtual Wallet with Performance Spend
- Virtual Wallet with Performance Select: Earn $400 when you establish total qualifying direct deposits of $5,000 or more to the new Virtual Wallet with Performance Select
(Expires 04/30/2024)
Editor’s Note: Here’s an alternative link to the offer.
U.S. Bank Smartly® Checking ($400 Bonus) | Chase Total Checking ($300 Bonus) |
Truist Checking ($400 bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Momentum® Checking ($325 Bonus) | SoFi Checking and Savings Account ($275 Bonus) |
Fine Print
- Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. For online or phone origination, the Zip code of your primary address will be used to determine product availability. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $100 reward if you open and use a new Virtual Wallet. If you change your Virtual Wallet product type after account opening, the product type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2024 through 04/30/2024, and a qualifying Direct deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement.
- A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
PNC Bank $200/$500/$1000 Business Checking Bonus
- What you’ll get: $200/$500/$1000 bonus
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull via ChexSystems
- Monthly Fee: $10-$20; see below on how to waive the fee
- Early termination fee: None
- How to earn it:
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 – $99,999 for each of the first three statement cycles.
- $1,000 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $100,000 or more for each of the first three statement cycles.
- $200 Bonus:
(Expires 03/31/2024)
Editor’s Note: Here’s an alternative link to the offer.
Chase Business Complete Checking® ($400 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) |
Fine Print
- Offer only available to businesses with an annual revenue less than $5 million.
- You may earn a $200 reward if you open a new PNC Business Checking or PNC Business Checking Plus account.
- To qualify for the reward, the new checking account must be opened between January 1, 2023 and March 31, 2023, and the following conditions must be met: (a) average ledger balance of $5,000 must be maintained in your new checking account for each of the first three statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles. Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
PNC Bank $100 Workplace Referral Bonus
- What you’ll get: $100 bonus
- Availability: (Bank Locator)
- Credit Inquiry: Soft Pull via ChexSystems
- How to earn it:
- The Refer a Coworker program is open only to customers of PNC WorkPlace Banking in select areas.
- Confirm you are a PNC WorkPlace Banking customer.
- Identify the coworkers you’d like to refer. Make sure they’re qualified then type in their name and email.
- Your Coworker will receive an email with a coupon ID. The email includes your name and will inform your coworker that they may qualify for a special new customer offer.
- Your coworker(s) open an eligible account in a branch
- If your coworker meets account stipulations, you receive $100 into your PNC WorkPlace Banking checking product
- The Refer a Coworker program is open only to customers of PNC WorkPlace Banking in select areas.
(Limited time offer)
U.S. Bank Smartly® Checking ($400 Bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Preferred Checking ($325 Bonus) | Truist Checking ($400 bonus) |
PNC Bank High Yield Savings
PNC Certificate of Deposit (CD) Accounts
A CD is a savings product that includes a pre-determined interest rate over a set term. CDs help to make saving easier if you don’t need immediate access to your money. They usually pay you a higher interest rate than a traditional savings or money market account.
Fixed Rate CD. Plan for the future with a fixed rate of return to help grow and protect your savings
- Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
- Requirements
- Minimum to open $1,000
- Terms: Range from 7 days to 10 years
- Withdrawals / Penalties: Early withdrawal penalties apply for balance withdrawn before maturity
Fixed Rate IRA CD. Supplement your retirement savings with a tax-deferred IRA CD account
- Benefits
- FDIC insured to the maximum permitted by law
- Fixed Rate
- Wide variety of terms available to meet your needs
- Automatic renewal
- Potential tax savings
- Supports saving for retirement
- Requirements
- Minimum to open $250
- Terms: Range from 6 months to 10 years
- Withdrawals / Penalties: Early withdrawal penalties apply for balance withdrawn before maturity
Learn more about PNC Bank CD accounts.
How to Monthly Fees
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $10,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 7 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Business Checking: $12 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $500 average monthly collected balance
- OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- OR, Maintain an eligible linked PNC Merchant Services® account and generate a minimum of $500 in qualifying monthly processing deposits
- Business Checking Plus: $22 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $5,000 average monthly collected balance OR,
- Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
- Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
- Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
- Analysis Business Checking: $25 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
Author’s Verdict
PNC Bank is offering a wide variety of promotions for Checking, Savings and Business accounts with fairly easy requirements. In my opinion, these bonuses are enticing considering they are soft pull, meaning it won’t hurt your credit score. I would highly recommend you thoroughly read the requirements for each bonus in order to earn the full promotion.
For more options, compare PNC Bank Promotions to offers from Chase Bank, U.S. Bank, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Citi or our list of the best bank bonuses.
Although PNC Bank offers great promotions, their Savings and CD accounts won’t offer the best rates so be sure to take a look at our reviews for best Savings Rates as well as the best CD Rates.
*Definitely check back at this review for more PNC Bank promotions, bonuses and offers.
PROMOTIONAL LINK | OFFER | REVIEW |
HSBC Premier Checking Member FDIC | Up to $4,000 Cash | Review |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $400 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
TD Bank Beyond CheckingSM | $300 Cash | Review |
Fifth Third Bank Checking | $325 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser.
Mitch says
There is no offer shown below the $400 promo shown in the title?