Find the latest listing of MidFirst Bank promotions, bonuses, and offers here.
They are currently offering bonuses ranging from $25-$300 for opening a new savings account and meeting the requirements.
MidFirst Bank Promotions Review
Established in 1911 as Oklahoma National Bank & Trust Company of Chickasha, MidFirst Bank got its current name in 1997 and is now headquartered in Oklahoma City. They now have more than 80 branches across Arizona, Colorado and Oklahoma.
I’ll go over MidFirst Bank offers below.
MidFirst Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Availability: AZ, OK (Bank Locator)
- Direct deposit requirement: Yes, $500
- Credit Inquiry: Soft Pull
- Monthly Fees: $6, avoidable
- Early Termination Fee: 90 days, bonus forfeit
- How to earn it:
- To receive the $300 checking offer, you must complete two of the three requirements within 90 days of account opening:
- Direct deposit of at least $500
- 10 debit card purchases
- Three Zelle® transactions
- To receive the $250 checking offer, you must complete two of the three requirements within 90 days of account opening:
- Direct deposit of at least $500
- 10 debit card purchases
- Three Zelle® transactions
- To receive the $300 checking offer, you must complete two of the three requirements within 90 days of account opening:
(Expires 12/31/2023)
U.S. Bank Smartly® Checking ($400 Bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Preferred Checking ($325 Bonus) | Truist Checking ($400 bonus) |
Fine Print
- Offer Information: Promotional offer valid for qualifying accounts opened 9/1/2023 through 12/31/2023. Promotional offers are available in Arizona only, are subject to change without notice and are not valid with other promotional offers. Checking offer not available to existing MidFirst Bank consumer checking customers. Accounts must be open and in good standing to receive an account credit. Promotional offers are not available to those whose MidFirst accounts have been closed during the current or previous calendar year or previously closed at any time with a negative balance. Checking offer is limited to one per household. Must be age 17 or older. Account credits are considered interest and will be reported on IRS Form 1099-INT (or applicable tax form). Account openings are subject to MidFirst Bank’s approval.
- Account Information: No minimum deposit required to open accounts in a banking center. Accounts opened online require $100 minimum deposit to open. Accounts closed within 90 days of opening may forfeit the amount equal to the promotional account credit received.
- Checking Offer: To receive $300, two of the three requirements below must be completed within 90 days of opening a new qualifying consumer checking account: 1) Have direct deposit of $500 or more made to your new account. Direct deposit must be an electronic deposit of the account owner’s paycheck, pension or government benefits, such as Social Security. Electronic deposits made from one consumer account to another, such as Zelle, PayPal, Venmo or small-dollar verification transactions, do not qualify. 2) Complete 10 debit card purchase transactions with your MidFirst Bank debit card. Multiple swipes for the same purchase amount or at the same merchant in succession do not qualify for eligible debit card purchase transactions. 3) Complete three Zelle transactions on the MidFirst Bank Mobile Banking App. Zelle transactions conducted in another banking application are not eligible. Credit will be made to new account within 30 days of meeting two of the three checking requirements.
MidFirst Bank $25 Savings Bonus
- What you’ll get: $25 bonus
- Where it’s available: OK
- How to earn it:
- Open an iSave Savings Account with a $25 minimum deposit for your child
- Make 12 consecutive monthly deposits, which MidFirst Bank will match 50% of the average of your highest single deposit each month, up to $25 per year
- When it expires: Not Listed
(Limited time offer)
Western Alliance Bank High-Yield Savings Premier (5.36% APY) | Customers Bank High Yield Savings (5.32% APY) |
RBMAX High Yield Savings (5.20% APY) | SoFi Checking & Savings ($325 Bonus + 4.60% APY) |
Ponce Bank Money Market (5.28% APY) | Harborstone Credit Union Money Market (5.25% APY) |
CloudBank 24/7 High Yield Savings (5.26% APY) |
[Expired] MidFirst Bank $250 Business Checking Bonus
- What you’ll get: $250 bonus
- Where it’s available: OK
- How to earn it:
- Open a new business checking account and complete the following requirements within 90 days of account opening:
- Maintain a year-to-date average ledger balance of at least $750 and
- Enroll in Business Online Banking.
- You can also get up to three Treasury Management products free for three months with any business checking account. Products include Remote Deposit, a Fraud Prevention Package and Business Online Payroll.
- Open a new business checking account and complete the following requirements within 90 days of account opening:
- When it expires: 03/31/2022
(Expires March 31, 2022)
Chase Business Complete Checking® ($400 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
Huntington Business Checking 100 ($200 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) |
[Expired] MidFirst Bank $250 Checking Bonus
- What you’ll get: $250 bonus
- Where it’s available: OK
- How to earn it:
- Open a new checking account and complete a combination of two of the following three items to earn $250:
- Set up a $250 minimum direct deposit
- Complete 10 debit card purchases
- Complete three Zelle® transactions on the MidFirst Bank Mobile App
- Open a new checking account and complete a combination of two of the following three items to earn $250:
- When it expires: Not Listed
(Expires December 31, 2020)
U.S. Bank Smartly® Checking ($400 Bonus) | Chase Total Checking ($300 Bonus) |
Truist Checking ($400 bonus) | KeyBank Checking ($200 bonus) |
Fifth Third Bank Momentum® Checking ($325 Bonus) | SoFi Checking and Savings Account ($275 Bonus) |
How To Avoid Monthly Fees
- LiveFree Checking: No monthly service charge with eStatements
- eChecking: $10 monthly fee. Maintain $250 monthly recurring direct deposit or $500 average daily balance
- M Account: $10 monthly fee. Maintain $250 or more monthly recurring direct deposit, a $1,000 minimum average daily balance or when you have $50,000 in combined deposits
- M+ Account: $15 monthly fee. Maintain $2,500 minimum average daily balance or when you have $50,000 in combined deposits
- Go! Checking: None
- Free Business Checking: None
- Performance Business: $20 monthly fee. Maintain average monthly ledger balance is $10,000 or if combined average monthly ledger balances in company’s checking, savings or money market accounts are $30,000 or more
- Business Advantage Checking: $90 monthly fee. Maintain combined monthly average ledger balance in company’s checking, savings and/or money market accounts falls below $100,000
- Commercial Checking: $20. Tiered earnings credit on balances may offset fees
- Commercial Checking Plus: $35. Tiered earnings credit on balances may offset fees
- IOLTA: None
Author’s Verdict
To summarize, MidFirst Bank has some of the best promotions, bonuses, and offers in Oklahoma. They have great competitive rates and bonuses available, so be sure to take advantage of them while you still can today!
For more current offers, check out our bank bonuses page. Compare MidFirst Bank rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Smartly® Checking | $400 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
U.S. Bank Business Checking | $800 Cash | Review |
U.S. Bank Business Checking | $350 Cash | Review |
Chase Business Complete Checking® | $400 Cash | Review |
KeyBank Checking | $200 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up to $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
SoFi Checking and Savings Account | $275 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
TD Bank Beyond CheckingSM | $300 Cash | Review |
Fifth Third Bank Checking | $325 Cash | Review |
Axos Bank Rewards Checking | $300 Cash | Review |
Axos Basic Business Checking | $400 Cash | Review |
Axos Business Interest Checking | $400 Cash | Review |
Christopher Dyers says
I have the Midfirst Platinum credit card. I can tell you that using it fund a checking account from different bank will process as a normal purchase and not a cash advance. While the card has no annual fees. You will be charged a $10 fee if you call customer service to make your payment. If you pay through online banking, it’s free. It’s also impossible to get a credit line increase without a hard pull to your equifax credit report. I got the card 4 years ago with a $1000 limit and 670 equifax score. My score is now 787 and I have received no increases. I refuse a hard pull.