Signing up for the Discover It® – 18 Month Balance Transfer Card is a great idea if you’re looking for a card that will allow you to get extra time to pay your existing debt and lessen the stress of credit card bills stacking up. With this card, you can enjoy 0% APR on balance transfers for the first 18 months! On top of that, you’ll get benefits like earning 5% cash back on select categories each quarter. In addition, this card comes with NO ANNUAL FEE and you can take advantage of the Cashback Match™! Below is all the information and details you need to apply for the Discover It® – 18 Month Balance Transfer Card!
Editor’s Note: See our post on regarding Discover Bank’s Credit Card Cashback Calendar to keep up with the 5% cashback quarters!
0% APR Balance Transfer Categories
With this card, you are given an opportunity at 0% APR Intro for 18 Months, so if you’re looking for a fantastic no annual fee card with cash back perks, this card will also offer you an above average 0% APR balance transfer period!
Editor’s Note: For more credit cards that offer 0% APR on balance transfers, see our list of the Best 0% APR Balance Transfer Credit Cards.
5% Cash Back Categories
On top of being a no annual fee card, an above average 0% APR balance transfer offer, this card will offer you 5% cashback on select categories each quarter (see Discover Bank’s Credit Card Cashback Calendar for current categories) AND 1% on all other purchases.
Editor’s Note: For more credit cards that offer 5% cashback, see our list of the Best 5% Cash Back Credit Cards.
Discover It – 18 Month Balance Transfer Summary
0% Intro APR for 18 months on balance transfers. | INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically |
Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases. | Redeem your cash back for any amount, any time. Cash rewards never expire. |
No foreign transaction fee | Your cash back never expires |
No Annual Fee |
Additional Features:
- Freeze It® on/off switch for your account.
- Now if you misplace your credit card, you can Freeze It to prevent new purchases, cash advances or balance transfers on your account. Freeze or unfreeze in seconds with our mobile app or website.
- View your FICO® Credit Score for free.
- Discover was the first major credit card to provide your FICO® Credit Score on monthly statements, on mobile and online for free. Even track recent scores in one easy-to-read chart online and on mobile. Learn More About FICO® Credit Scores
- Looking out for you.
- We monitor every purchase, every single day and let you know of any activity that looks suspicious with an email, text or phone call. And of course, we never hold you responsible for unauthorized purchases on your Discover card.
- 100% U.S.-based Customer Service.
- Reach our live service any time you call. We won’t waste your time trying to sell you other products when you call. Plus get powerful, fast mobile and online service. We overnight ship replacement cards for free to any U.S. street address at your request.
Learn More
Discover It® – 18 Month Balance Transfer Card: If you are interested in this this phenomenal card, apply today!
If you are interested in more Discover Bank Deals, Bonuses, and Promotions, see our compiled list of Discover Bank Deals here.
Author’s Verdict
Definitely consider the Discover It® – 18 Month Balance Transfer Card if you’re looking for a card to transfer your existing balance so you can lengthen the time you have with your current debt! Not only will you get an above average 0% APR Balance Transfer term, you can take advantage of the awesome cash back opportunities as well! What makes this card so great (especially for the first year), is the Cashback Match™. Think of it this way, if you’re taking advantage of the 5% cash back categories, you’re essentially receiving 10% cash back your first year! For the 1% on everything else that you’re earning outside of the eligible 5% cash back categories, you’re pretty much earning 2% on everything for your first year! Be sure to check back on BankDealGuy for more best credit card deals!
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