Available to Texas residents, Citizens State Bank is offering you a chance to earn up to 2.50% APY on balances up to $20,000. Below is all the details you need to earn 2.50% APY on your funds when opening a Citizens State Bank MyCash Checking Account.
Citizens State Bank MyCash Checking Account Summary
- Interest Rate: 2.50% APY
- Maximum Balance: $20,000
- Availability: TX (Branch Locator)
- Expiration Date: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Card Funding: Unknown. Let us know
- Opening Deposit: $50
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- ATM Refunds: Not listed
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- Designed for the customer who wants a high yield checking account.
- $20,000 and below earns 2.50%
- $20,000.01 and above earns 0.25%
- Account Requirements not met earns 0.01%
- No minimum balance fee
- Overdraft Privilege
- Pay it Foward
- Auto-Transfer to a Linked Account
- $50 minimum deposit to open
Application Link
Citizens State Bank MyCash Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 2.50% APY:
- Sign up for the Citizens State Bank MyCash Checking Account to earn 2.50% APY on balances up to $20,000. In addition, meet the following requirements every month:
- Direct ACH Deposit
- Fifteen (15) Debit Card Point of Sale Transactions
- Receive eStatements (No Paper Statements will be mailed)
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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