Bank with Citi! There’s a reason why CitiBank is one of the world’s largest financial institutions! With Citi, you can expect a bundle of useful benefits. Smart technology. Convenient access. Easy account management. With Citi, you get more than just a bank account — you get a package of services and benefits to meet your banking needs. Consider opening the The Citibank Account Package! With the Citibank Account, you’ll get:
- Ability to earn Citi ThankYou® Rewards Points
- No Citi fee for using non-Citi ATMs when monthly balance requirements are met
- Option to earn interest on your checking account balance
- Potential to earn higher interest rates on savings and money market accounts
The benefits do not stop there! Citibank is offering you a $300 cash bonus when opening the The Citibank Account Package and meet the qualifying deposit requirement! No matter where you are in the U.S., you will qualify for this nationwide offer!
To apply, simply click “Open Account” below!
|When you open the CIT Bank Money Market Account, you can enjoy:
-Earn 1.75% APY on your funds
-One of the nation's top rates — over 11x the national average.
-Get up to 6 digital transfers/withdrawals per statement cycle
-Save smart and get more for your money
-Higher rates than traditional banks
-Get 24/7 Account Access
-Secure banking features
-Open with as little as $100
Table of Contents
- 1 Where Are Citibank Brick & Mortar Locations Available?
- 2 The Citibank Account Details
- 3 Citibank Account Package Bonus Summary
- 4 Citibank Checking Features & Benefits
- 5 Citibank Account Package – Application Link
- 6 Citibank Account Package – Bonus Requirements
- 7 How To Avoid The Monthly Fee
- 8 Why Citi?
- 9 Bank Your Way
- 10 Citi Online & Mobile Banking
- 11 Citi Text Banking
- 12 Citibank Routing Number – ABA Transit
- 13 Overdraft Protection
- 14 Author’s Verdict
Where Are Citibank Brick & Mortar Locations Available?
Citibank is available nationwide – however the physical locations are located in the following states: CA, CT, DE, D.C., FL, IL, MD, NJ, NY, NV, SD, TX, & VA.
The Citibank Account Details
- Citi ThankYou Rewards
- Enroll in Citi ThankYou Rewards and earn points for eligible linked products and services.
- Ability to Waive Citibank ATM Fees
- Get fee-free access to thousands of Citi ATMs. Plus no Citibank ATM fee when using a non-Citi ATM as long as you meet monthly minimum balance requirements.
- Earn Interest
- Enjoy the option of a checking account that pays interest on your balance. See all rates
- Free Checks
- Your first standard checkbook order is FREE.
Citibank Account Package Bonus Summary
The The Citibank Account Package is offering a new account bonus of $300 if the individual meets certain requirements. To qualify for a $300 cash bonus, open a new eligible consumer checking account in The Citibank Account Package.
- Bonus Offer: Citibank $300 Checking Bonus
- Availability: Nationwide (Bank Locator)
- Expiration: 03/31/2018
- Credit Inquiry: Soft Pull
- Credit Funding: No
- Opening Deposit Requirement: Any
- Direct Deposit Requirement: Yes, but optional
- Monthly Service Fee: $25
- Early Termination Fees: None listed
- Promo Code(s): None
Citibank Checking Features & Benefits
When you bank with Citi, you can expect these features and benefits:
|Open a checking account with no minimum opening deposit||Set up balance and payment alerts|
|Pay your bills online||Get access to entertainment and dining perks with Citi® Private Pass using your Citi Debit Card|
|Deposit checks from your mobile device||Add your Citi Debit Card to mobile wallets|
|Settle up with friends using person-to-person payment services||Use thousands of fee-free ATMs throughout the US|
|Easily move money between your Citi and non-Citi accounts||Access even more benefits, including the opportunity to enroll in Citi ThankYou® Rewards with an eligible checking package|
Citibank Account Package – Application Link
Ready to apply? It only takes 10 minutes. Just have a valid ID and your Social Security number ready. If you are interested in this promotion, click “Open Account” below to apply!
If you are interested in what more Citibank has to offer, see our compiled list of Citibank Deals.
Citibank Account Package – Bonus Requirements
- To apply, click “Open Account” above. Below are the steps:
- Start off by opening a new checking account (The Citibank Account Package) and complete the following:
- Within thirty (30) days, make a qualifying deposit of $15,000 or more in new-to-Citibank® funds into the new checking account or a new or existing Citi® Savings Account or existing Citibank® Savings Plus Account, and maintain a minimum balance of $15,000 for sixty (60) consecutive calendar days following the date when you made the qualifying deposit.
- Receive your $300 bonus within 90 days of completing the requirements.
How To Avoid The Monthly Fee
With the The Citibank Account Package, there is a $25 monthly. However, you are able to waive the $25 monthly service fee by maintaining a combined average monthly balance of $10,000+ in eligible linked deposit, retirement and investment accounts.
- Convenient Locations
- With ATMs and branches in the places you live, work and play, you’re never far from your money. Find an ATM or branch near you
- Practical Digital Tools
- Citi’s award-winning website and mobile app make it easy to bank virtually anywhere, anytime.
- Safety & Security
- They take measures to help protect your account with ongoing fraud monitoring, activity notifications and alerts. Plus you have automatic access to Citi® Identity Theft Solutions should the need ever arise.
Bank Your Way
Your über-busy life requires an über-convenient bank. Sometimes, how you bank is just as important as where you bank. Because no matter where life takes you, you should never be far from your accounts. Citi’s many ways to bank give you real-time access when you need it – now.
- Online Banking
- Anytime you’re online, you can be off and running—paying bills, checking your statement, setting up account alerts and more.
- Mobile Banking
- Manage your accounts anytime, anywhere with our free mobile banking services
- CitiPhone Banking®
- Citibank is also as close as the nearest phone. Pay bills, transfer funds and more by phone. It’s fast, friendly and free.
- Worldwide ATMs
- Your Citibank® Banking Card takes convenience to a global level. Use it at any Citibank ATM and at those with the CIRRUS®, MAESTRO® or Mastercard® logos, worldwide.
- Citibank en Español
- Citibank is committed to meeting the needs of our Spanish-speaking customers by offering many services en Español.
- In-Person Banking
- Sometimes you need face time instead of screen time. So Citi has made visiting in-person as convenient as possible, too. Find Citi Locations
Citi Online & Mobile Banking
Citi Mobile® apps give you the power of simplicity:
- Manage your finances with just a few taps
- Set up real-time notifications for your account activity, such as when a transaction is made, a check clears or a payment is due
- Access your account balances instantly with Mobile® Snapshot
- Make bill payments from the app easily and efficiently
- Search for the nearest Citi branch and ATM locations
- Make Mobile Check Deposits
- Search up to the last 150 bank or credit card transactions
- Activate a new or reissued credit card from your phone — without making a call
Additional features for Citi Mobile App for iPhone® and Apple Watch®:
- Check your Citi Personal Wealth Management account balances; buy and sell equities, ETFs and mutual funds; and access market news and quotes
- Transfer funds globally between Citi accounts with the Citibank Global Transfer ServiceFootnote 2
- Pair your iPhone with an Apple Watch to view account balances and most recent transactions, and to receive real-time notifications for credit card purchases – in store or online – and Apple Pay™ purchases
- Let your fingertip unlock your account with Touch ID™ feature of your iPhone
Whether you have an iPhone or an Android, you can benefit from the Citi Mobile® App.
- Get instant access to your account!
- Sign on with just your fingerprint; instantly view balances, transactions, and payment info; even customize your choice of account alerts to stay informed. There’s so much more with the Citi Mobile® App!
- More satisfaction. Make payments on the move.
- Pay bills, manage payees or send money fast to family and friends – virtually anywhere, anytime – all with the Citi Mobile® App.
- More confidence. Lock a misplaced Debit or Credit card.
- Pause your card, not your life. Temporarily lock a misplaced or lost card instantly with Citi® Quick Lock in the Citi Mobile® App.
Citi Mobile App
Citi has your banking needs covered so you can access your account from your favorite device, on the go.
|Get instant access fast with Touch ID® or Face ID®. Plus the app is available for Apple Watch®! Download today.|
|Get access fast by signing on with just a fingerprint.|
|Instant access to your bank and credit card account summary without signing on every time.|
|Stay informed and set up custom alerts for bank transactions, credit card purchases, payments and more.|
|Misplaced your card? You can lock debit or credit cards in the Citi Mobile App or online.|
|Deposit your next check with Mobile Check Deposit on your Citi Mobile® App now with higher deposit limits.|
|Send, receive and request money from almost anyone, no matter where they bank.|
Whether on the road or in the comfort of your home, Citi® online banking means taking care of business without stepping into a branch.
|Be in the know when you’re on the go.|
|Simplify your life. Sign up for Paperless and we will deliver your statements and legal notices by electronic delivery only.|
|Simplify your financial life by managing your Citi® accounts in one place.|
|Make paying bills as painless as possible.|
Citi digital wallets transform the way you pay. Whether online, within apps or in stores, shopping is easy and hassle-free.
|Start shopping with your Citi® login. It’s a fast and simple way to check out online and within apps. Plus, use the Citi Pay app for Android™ to shop in-stores. Citi® Mastercard® consumer credit cards are eligible to enroll.|
|Link your Citi® card to PayPal and shop more than 15 million online merchants worldwide.|
|Make purchases with your Citi® card using Apple Pay® on your iPhone®, Apple Watch® and iPad®.|
|Pay in stores with Google Pay and your Citi® cards.|
|Pay almost anywhere using Citi® cards on Samsung Pay.|
|Enjoy fast checkouts when you shop at thousands of merchants online and within apps with your eligible Citi® Visa® or Citi® American Express® credit cards.|
Citi Text Banking
Mobile banking was never this QWK or EZ. Now the account information you need is only seconds away. Just text a short command to MYCITI to check your Citibank and Citi® credit cards accounts 24/7. This feature is FREE. This feature is right for you if:
- You want to bank from your mobile device
- You have a mobile phone that can receive text messages
- You need bank or credit card account info–even when you’re not at home
What You Get: Citi Text Banking is a fast way to get account information on the go. Use it to check your Citibank® and your Citi® credit card accounts—just text a short command and get a reply in seconds.
How It Works: Sign in to enroll, then select the accounts you want to track.
Let your fingers do the banking. Text one of the following commands to MYCITI.
|Text this command||Here’s what you get|
|BAL||Your Citi account balances|
|STMT||Credit card payment details|
|MORE||Additional transactions (up to 15)|
|COM||A full list of commands|
|NICK||Nicknames for bank and credit card accounts|
|APP||Download instructions for the Citi Mobile℠Service Mark apps|
|HELP||Support—online or by phone|
|STOP||Text banking suspended|
|STOP ALL||Text banking, alerts or both suspended|
Citibank Routing Number – ABA Transit
Where can I find the ABA number for my account? The ABA number is in the lower left corner of your checks.
Note: If you do not have your checkbook handy but you have written a check in the last 18 months, then you can view the check image online.
If it’s a Citibank account and you don’t have your checkbook handy, you can use this table instead — just look for the marketplace where your account was opened:
|If your account was opened here…||…your ABA number is:|
|Northern California – including San Francisco & Central California||321171184|
|Clients who applied with a Southern California address online, should use the Northern California ABA number.||322271724 (or 321171184 for Wire Transfers)|
|Florida – Branches 510, 511, 512, 520, 522, 529, 530, & 622||067004764 (or 266086554 for Wire Transfers)|
|Florida – All other Branches||266086554|
|Maryland||052002166 (or 254070116 for Wire Transfers)|
|Nevada – Las Vegas branches 27, 29, 30, 56 & 789||122401710 (or 322271724 for Wire Transfers)|
|Nevada – All other Branches||322271724|
021001486 for former EAB customers
|Virginia & Washington D.C.||254070116|
Note: If you’ll be receiving an incoming international wire, the sender must always include the ABA number for New York (0210000890 2 1 0 0 0 0 8 9) along with the ABA number for the branch where you opened your account.
If you’re not sure where your Citibank account was opened, or if the marketplace does not appear in this table, please call 1-800-374-9700 for further assistance.
|Overdraft Protection||How to Get Overdraft
|What is the Cost of
|Checking Plus® (variable rate) line of credit. Apply for the overdraft protection you need to make bounced checks a thing of the past. If approved, you can have a revolving line of credit to use whenever you need cash1 Learn more about Overdraft Protection from Checking Plus||First, open any Citibank checking account.
Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, (TTY) 1-800-788-0002
|$10 Overdraft Protection Transfer Fee charged once on the day funds are transferred to cover an overdraft2,3|
|Few things in life are more frustrating than bouncing a check. That’s why there’s Safety Check. Safety Check transfers funds to your checking account from your linked savings account in the event your checking account is ever overdrawn. Learn more about Overdraft Protection from Safety Check||Open a checking and savings or money market account and register for Citi Online
Then, just apply online for this product
|$10 Overdraft Protection Transfer Fee each day we cover an overdraft2|
1Checking Plus (variable rate) line of credit will prevent a check from being returned unpaid only to the extent your line of credit is unused and available for this purpose.
2Citibank will charge an Overdraft Protection Transfer Fee of $10 on the day overdrafts are covered by transferring money from your Safety Check Contributing Account, Checking Plus line of credit account or your Checking Plus® (variable rate) line of credit account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for the Citigold® Account Package, Citi Priority Account Package, Access Account Package (as of July 18, 2014, new checkless Regular Checking Accounts in an Access Account Package cannot have a linked Checking Plus (variable rate) line of credit account) and Citi Private Bank customers. Overdrafts and Overdraft Protection Transfer Fees can be avoided if fund transfers are taken in advance via online, phone or ATM.
3Rates as of 03/12/2018. Current variable Annual Percentage Rate (APR) for Checking Plus (variable rate) line of credit: 19.50%; 16.50% variable APR with the Citigold Account Package and the Citi Priority Account Package. If you are in default, your variable APR may increase by 2.00%.
Subject to credit approval. Rates are subject to change without notice. The terms, conditions and fees of accounts, products, programs and services are subject to change.
This Citibank Account Package offers one generous bonus. With the Citibank Account Package, you can expect a full-service banking experience that helps you enjoy no Citibank fee for use of non-Citibank ATMs, if combined average monthly balances in eligible linked accounts are met, letting you earn rewards for your overall banking relationship with Citi ThankYou Rewards. Earn your $300 bonus by signing up today – click “Open Account” below! Citi is committed to making banking simple and easy to understand. Be sure to check back on BankDealGuy for more bank deals! Interested in applying for a credit card? See our Best Credit Card Categories to help narrow down the best card to suit your needs!