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Learn more about this card here.
If you’re in the market for a outstanding business credit card with no annual fee, look no further! With the Chase Ink Business UnlimitedSMCredit Card, you have the opportunity to earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening! On top of that, you’re able to earn an unlimited 1.5% cash back on every purchase made for your business with no cap! The benefits don’t stop there! You’ll also be able to give your employees cards at no additional cost! If these benefits appealed to you, see below for what more this card has to offer!
0% Introductory APR Balance Transfer Rate
If you’re looking for extended time or a means to mitigate your existing debt, this card comes with a 0% Introductory APR for 12 months from account opening on purchases and balance transfers, then a variable APR. The balance transfer fee is $5 or 5%, whichever is greater.
For more credit cards that offer 0% APR on balance transfers, see our list of the best 0% APR balance transfer credit cards.
Everyday Purchases Categories
You will be able to earn unlimited 1.5% cash back in the form of Ultimate Rewards points on all your purchases. This will get allow you to rack up points in no time since there is no annual fee. It’s simple and flexible for all small businesses. However, there are other business cards that offer other reward options and more, depending on what you’re looking for, so be sure to do your research first to compare before settling on a card.
For more credit cards that offer great benefits and cash back rewards for business purchases, see our credit card list of the best cash back business credit cards.
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Chase Ink Business Unlimited Credit Card Summary
|With the Chase Ink Business UnlimitedSM Credit Card:
-Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
-Earn unlimited 1.5% cash back on every purchase made for your business
-0% introductory APR for 12 months on purchases and balance transfers
-Employee cards at no additional cost
-No Annual Fee
Chase Ink Business Unlimited Credit Card Key Features
Welcome Offer: Spend at least $3,000 in purchases within 3 months of opening your account to earn $500 bonus cash.
Earn Cash Back Rewards: Earn an unlimited 1.5% cash back on all eligible purchases without caps or restrictions on your earning power. Your cash back is accumulated in the form of Ultimate Rewards points for 1.5 points per $1 in eligible purchases.
Redeem Cash Back Rewards: Redeem your Ultimate Rewards points for cash, merchandise, experiences, and services in the Chase Ultimate Rewards marketplace. There’s no minimum threshold for cash redemptions, but there may be minimums for other redemption types. Points don’t expire as long as your account remains open and in good standing.
Transfer Points: If you have multiple Chase credit cards, you can pool your Ultimate Rewards points as long as the card participates in the Ultimate Rewards program and the pooled accounts are in good standing. If you have a certain card, such as the Chase Sapphire ReserveSM Card or the Chase Sapphire Preferred® Card, you can transfer your Ultimate Rewards points to Chase’s travel partners. Your Ultimate Rewards points will be typically transferred at a 1-to-1 ratio. Travel partners are subject to change, but these include Southwest Airlines and Marriott-Starwood Hotels.
Ink Mobile App: The Chase Ink Business UnlimitedSM Credit Card comes with the free Ink mobile app which includes expense category tagging, authorized user tracking, authorized user privilege customization, and real-time purchase alerts.
Fees to Know: The Chase Ink Business UnlimitedSM Credit Card comes with no annual fee. A 3% foreign transactions fee applies. Cash advances are $15 or 5%, whichever is greater. Balance transfers are $5 or 5%, whichever is greater. There is no fee for additional employee cards, also known as authorized user cards, which earn rewards at the same rate as the primary cardholder’s card.
Travel Perks: This card comes with complimentary rental car loss and damage coverage when you charge the full cost of your rental to the card. It also has 24/7 travel and emergency assistance, including roadside assistance, however you may need to pay additional out-of-pocket fees.
Purchase Perks: Cardholders can enjoy complimentary purchase protection insurance, covering theft and damage to purchased items, up to $10,000 per item and $50,000 total per lifetime per account. This benefit applies to repair or replacement costs, and must be invoked within 120 days of a covered item’s purchase. Plus, extended warranty coverage gives original warranties an additional year of coverage. Coverage applies only to original warranties that last at most 3 years.
Very similar to the Chase Freedom® Unlimited Card but for business, this card is one of the best business credit cards that has no annual fee out right now. With this card, everything is simplified. You don’t have to worry about rotating quarterly categories, spending caps, when’s the best time to use your card on certain purchases, or other issues because you’ll be rewarded with an unlimited 1.5% cash back on ALL purchases, no cap! You’re definitely not making a bad choice if you’re considering this card. All in all, this card is best suited for small business owners and the only downside I’ve found is that there is a foreign transaction fee if you’re traveling overseas and conducting a purchase. If you’re interested in what more Chase has to offer, see our list of the Best Chase credit card promotions or the latest Chase Bank promotions! For more a full list of credit cards, check out our section on the best credit card promotions!
Learn more about this card here.